Beware of Foreclosure Rescue Scams - Help Is Free!
There is never a fee to get assistance or information about Making Home Affordable from your lender or a HUD-approved housing counselor.
Beware of any person or organization that asks you to pay a fee in exchange for housing counseling services or modification of a delinquent loan. Do not pay – walk away!
Beware of anyone who says they can “save” your home if you sign or transfer over the deed to your house. Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
Never make your mortgage payments to anyone other than your mortgage company without their approval.
Need urgent help? Contact the Homeowner’s HOPE™ Hotline: (888) 995-HOPE
Other News
1/2/2012 - Homeowner’s Association Foreclosure by Mark Stopa
Did you know your home/condo can be sold at a foreclosure sale even if you’re current on your mortgage payments? Or even if you own your home/condo free and clear? I’m not talking about nefarious acts by a bank (this time). ... more
12/24/2011 - HARP 2.0 Mortgage Refinance Plan - Update 4
While it may seem like nothing is happening with the Home Affordable Refinance Program (HARP), the first quarter of 2012 should provide an opportunity for many homeowners who are current with their mortgage payments to refinance their mortgages. ... more
12/15/2011 - Budget Meeting Results
Budget meetings for the three associations were held on 12/14/2011 and here are the results. ... more
12/15/2011 - Saving for Reserves
At the budget meetings held on on 12/14/2011, a majority of townhome and condo voters separately voted to not include any funding for reserves in the 2012 townhome or condo budgets. ... more
11/30/2011 - Budget Meeting Set for 12/14/2011
The 2012 budget meetings will be held in the recreation room on Wednesday December 14, 2011 at the following times. ... more
11/12/2011 - New Pool Heaters Installed
Three new energy efficient heat-pump pool heaters have been installed and are working like a charm. ... more
10/21/2011 - 39% Fewer Homes on Market in County
With sales of existing homes elevated all year — they were up 34%last month compared with September 2010 — inventory is drying up. ... more
10/14/2011 - We the People Petition on Home Refinancing
I posted a "We the People" petition on the White House site. ... more
9/15/2011 - One Percent Tax Hike Spares Nature Centers
The nature centers will stay open after all, so will two public pools that were targeted for closing. ... more
9/7/2011 - Free Tutoring for Green Cay Village Children
Amar Educational Services will be offering free tutoring for children who are eligible for free or reduced priced lunches and attend an eligible title I school. ... more
8/7/2011 - Comcast $10 Internet Access for Low-Income Families
As a condition of Comcast's acquisition of NBC, Comcast is now offering internet access to low-income families for $9. ... more
7/27/2011 - Financial Education Seminar Tonight
The TD Bank will be hosting a financial education seminar at the clubhouse this evening at 6:00 pm. ... more
7/17/2011 - Saving Money on Grocery Bills
Shopping the buy-one get-one specials at our local Publix is a great way to save on your grocery bill. ... more
6/30/2011 - Free Summer Food Program for Kids
Through the Summer BreakSpot, free, healthy breakfasts, lunches and snacks are available to anyone 18 and under all summer long. ... more
6/8/2011 - Interview with Serge van Duuren
Gillone Piguet, the townhome voting representative on the Master Association board recently interviewed Serge van Duuren, the President of Willow Trading, LLC, the new owner of the unsold townhome and condo units. ... more
6/6/2011 - Investor Buys Unsold Townhomes and Condos
The Developer has sold all of their unsold townhomes and condos to the van Duuren family, owners of De Wilgen Vastgoed, a European builder of residential and commercial real estate projects, based in Rotterdam, Netherlands. ... more
5/20/2011 - April Existing Homes Sales Up In Palm Beach
Florida outshone the nation last month in existing home and condo sales and Palm Beach County lead the way. ... more
5/14/2011 - Letter to Editor – Rental Lease Requirements
I am planning on renting my unit and I'd like to know about any association requirements that I have to take into account. ... more
5/3/2011 - Townhome and Condo MLS Listings - A Ray of Hope
It's too early to get carried away, but the number of townhomes and condos for sale here has been steadily dropping. ... more
4/17/2011 - How Mortgage Delinquencies Affect FICO Scores
How much impact does a short sale have on FICO® Scores? How about a foreclosure? Here are the results of new FICO research that sheds light on this subject. ... more
4/7/2011 - FPL Installing Smart Meters
In the coming weeks, FPL will be in our neighborhood to replace our electric meters with a smart meters. ... more
3/28/2011 - Letter to Editor - Renting
I am concerned about renting my unit to strangers. ... more
3/17/2011 - Letter to Editor - Foreclosure Sales
I am concerned about the court being able to sell foreclosed townhomes and condos. ... more
3/12/2011 - A Heads Up to Delinquent Homeowners
Florida law allows homeowner associations to file for foreclosure against an owner and take possession of their properties when they are delinquent in paying their monthly maintenance fees. ... more
3/1/2011 - Townhome Painting Survey - Reminder
A survey was mailed to all townhome owners requesting their preference for how to pay for the painting of the townhomes by Spring 2014. ... more
2/1/2011 - Pool Temperature
One of the amenities that we are really proud of is our pool and we try to keep it between 83 to 85 degrees between November 1st and April 30th by heating it. ... more
1/13/2011 - Boca Raton Home Bought by HOA for $1,900
Florida law allows homeowner associations to file for foreclosure against an owner and take possession of their properties when they are delinquent 90 days or more in paying their monthly maintenance fees. ... more
1/1/2011 - Green Cay Village Occupancy Stats
The townhomes and condos are essentially fully occupied with either homeowners or renters. ... more
12/15/2010 - New Bank for Paying Monthly Maintenance Fees
Your Board of Directors has selected First Southern Bank to provide banking services to our Association effective 1/1/2011. ... more
11/28/2010 - Lake Up 12 Inches - 2010 Water Bill Zero
The lake has been low for a while, but today it rained and now the lake level is just fine again. ... more
11/18/2010 - 2011 Budgets Approved
The 2011 budgets for the Master, Townhome, and Condo Associations were approved as presented at the budget meetings held on 11/17/2009. ... more
10/21/2010 - Dryer Vent Cleaning Service
According to the US Fire Administration there are 15,600 dryer fires annually and failure to clean the dryer vents is cited as the number one reason. ... more
10/16/2010 - Bulk Internet Access Survey Results
Comcast will soon be offering Green Cay Village townhomes and condos the opportunity to contract for bulk internet access for their Economy Speed offering for $17. ... more
9/14/2010 - Save Your Home Seminar - Short Sales
Not many people attended this seminar, but I learned a few things there about short sales that I thought might be helpful. ... more
9/2/2010 - Rent Your Home
Want to lease your home? Tabono Property Management Group is now offering a full range of services to Green Cay Village homeowners who want to lease their townhome or condo. ... more
8/22/2010 - New Online Help From Fannie Mae
Refinance? Deed-for-Lease? Short Sale? Fannie Mae's new web site, Know Your Options, does a good job of explaining your options in both English and Spanish. ... more
8/9/2010 - Pay Your Association Fees Online with a Credit Card
Here is how to set up your account and make payments using your credit card. ... more
7/1/2010 - New Bank Overdraft Rules
A federal regulation that takes effect today says that customers must grant banks permission to cover debit card purchases and ATM withdrawals if they don't have enough money in their accounts. ... more
7/1/2010 - Townhome and Condo Occupancy Status
As of 6/30/2010, the townhomes and condos are essentially fully occupied with either homeowners or renters. ... more
4/9/2010 - Amendment to Townhome Docs Mailed to Homeowners
The letter below is being mailed to all townhome homeowners. ... more
4/9/2010 - Amendment to Condo Docs Mailed to Homeowners
The letter below is being mailed to all condo homeowners. ... more
3/30/2010 - GCV Approved for FHA Insured Financing
On March 26, 2010, the Administration announced several enhancements to the existing Making Home Affordable Program (MHA) and the Federal Housing Administration (FHA) refinance program that will give a greater number of responsible borrowers an opportunity to remain in their homes and reduce costly foreclosures. ... more
3/2/2010 - Now Pay HOA Fees Online
Homeowners can now make Electronic Check or Credit card payments through the Castle Group website. ... more
1/31/2010 - Townhome and Condo Occupancy Status
As of 1/31/2010, the townhomes and condos are essentially fully occupied with either homeowners or renters. ... more
1/1/2010 - Your Property Values and You
At a recent board meeting, a number of homeowners expressed their belief that when the housing market improves, Green Cay Village homes will be the last to recover. ... more
12/23/2009 - Association Coupon Books for 2010
The Town Home coupons have already been received by the owners. ... more
12/18/2009 - Homeowners Vote 31 to 3 AGAINST Funding Reserves
A Special Membership Meeting was held on December 17, 2009 to vote on reserves for the 2010 condominium budget. ... more
12/17/2009 - Do I Need a Water Filter?
Palm Beach County Water Utilities’ drinking water meets or exceeds all federal and local standards set for quality and safety. ... more
12/6/2009 - Editorial - On Waiving the 2010 Condominium Reserves
A Special Membership meeting will be held at 4:00 PM on Thursday, December the 17th in the Recreation Room for the purpose of voting to waive the statutory reserves in the budget for 2010. ... more
11/4/2009 - Free Credit Reports
The government requires that the three major credit bureaus - Experian, Equifax, and TransUnion - provide one free report annually to consumers. ... more
9/23/2009 - Progress In Leasing Unsold Units - Update
The Developer is making very good progress in leasing unsold townhome and condo units. ... more
8/21/2009 - 2009 County Property Values Down Sharply
Preliminary 2009 Palm Beach County appraised values and proposed taxes are now available online. ... more
8/13/2009 - Clunker Payback Agreements Not Required
Some dealerships are requiring buyers to sign agreements that oblige the buyer to repay the dealer for the program's $3,500 or $4,500 rebates if the government denies the claim -- despite a government advisory that consumers are not required to sign such agreements. ... more
8/13/2009 - Home Prices Rise, Foreclosures Fall in County
Tentative signs of a bottom for Palm Beach County's real estate market continue to emerge, with home prices rising a bit in one study and the flood of foreclosures easing in another report. ... more
6/26/2009 - Cash for Clunkers Bill Signed Into Law
President Obama signed into law the Cash for Clunkers Law which is aimed at reducing fuel consumption by removing older, gas-guzzling vehicles from the nation’s roads. ... more
6/2/2009 - Homeowners Save Money on Your Insurance
Get up to a 20% discount on your homeowners insurance by providing your insurance agent with a copy of the the Building Code Mitigation Affidavit for your building. ... more
5/6/2009 - Bright Spot in Downturn: New Hiring Is Robust
Everyone knows the grim news — unemployment in the United States has jumped to 8 1/2 percent, a 25-year high, and is racing toward double digits. ... more
4/25/2009 - Estimate Your FICO Score For Free
Bankrate's FICO Score Estimator asks ten questions about the contents of your credit report. ... more
3/19/2009 - U.S. Site Offers Guidance on Mortgage Troubles
The Obama administration has introduced a new Web site to help troubled homeowners find out if they’re eligible for any relief under its loan modification or refinancing programs. ... more
3/4/2009 - Treasury Releases Details of Home Loan Plan
The Obama administration kicked off a new program today aimed at helping up to nine million borrowers stay in their homes through refinanced mortgages or loans that are modified to lower monthly payments. ... more
3/4/2009 - Beware of Foreclosure Rescue Scams - Help Is Free!
There is never a fee to get assistance or information about Making Home Affordable from your lender or a HUD-approved housing counselor. ... more
2/28/2009 - Advice for Jobless on Getting Health Coverage
It’s the dreaded one-two punch, you lose your job, then you have to pay thousands of dollars out-of-pocket for the health insurance an employer no longer provides. ... more
2/18/2009 - White House Answers Questions on Mortgage Plan
Today the White House posted this Q and A list that homeowners might have about President Obama's new mortgage plan. ... more
2/17/2009 - Homeowners'Rallying Cry: Produce the Note
Kathy Lovelace lost her job and was about to lose her house, too. ... more
2/13/2009 - Condominium Governance Form Required for Resales
Beginning January 1, 2009, condo sellers (who are not developers) must provide prospective buyers a disclosure from the Florida Department of Business and Professional Regulation (DBPR) which details the rights and responsibilities of condominium boards and unit owners, voting rights, meeting notices and other governance matters. ... more
1/27/2009 - Counting Our Blessings
These are trying times for our country and our fledgling, affordable housing community, and as residents we have a lot to be concerned about. ... more
1/24/2009 - Costs and Tighter Rules Thwart Refinancings
As mortgage rates hit new lows every week, the number of homeowners seeking to refinance their homes has spiked to its highest level in five years. ... more
1/24/2009 - New Rules for Florida Condo Mortgages
Lending giant Fannie Mae is slapping tough new requirements on mortgages for Florida condos, moves that analysts believe will make it even more difficult to sell units in buildings already starved for residents and struggling financially. ... more
1/4/2009 - Homestead Exemption Filing Details
Every person who has legal title on January 1, 2009 to a residential Florida property, lives there permanently, and is a permanent Florida resident, qualifies for a $50,000 exemption. ... more
12/12/2008 - Developer to Lease Some Condo and Townhome Units
The following letter announcing plans to lease some condo and townhome units at luxury market rental rates, was delivered today to all townhome and condominium owner's doors. ... more
Mortgage shoppers may often feel at a distinct bargaining disadvantage because they are not privy to the same information about interest rates as loan officers and brokers. ... more
12/5/2008 - A New Tack: Helping Homeowners
After pouring vast amounts of money into financial institutions of almost every type, and having little to show for it, the Bush administration and the Federal Reserve are suddenly taking a new look at ordinary homeowners. ... more
11/12/2008 - Why Some Loans Are Hard to Modify
It sounds simple in principle: find troubled homeowners, change their mortgages and help them keep their houses. ... more
11/11/2008 - U.S. Offers Plan to Modify Home Loans
In an attempt to keep struggling homeowners from losing their houses, federal officials today announced a simpler and quicker procedure for modifying loans held by mortgage giants Fannie Mae and Freddie Mac and expressed hope that it would be adopted by the entire industry. ... more
11/10/2008 - Citigroup Offers to Ease Mortgage Terms
Citigroup announced late Monday it is halting foreclosures for borrowers who live in their own homes, have decent incomes and stand a good chance of making lowered mortgage payments. ... more
11/6/2008 - Obama Pledges to Aid Homeowners
Barack Obama has pledged to help hard-pressed homeowners, but he will have to move quickly to forestall a new wave of foreclosures. ... more
11/3/2008 - Hope for Homeowners Program - Update
The government expects only 20,000 troubled borrowers will be able to refinance into more affordable home loans by next fall under a new mortgage aid program passed by lawmakers over the summer. ... more
10/31/2008 - JPMorgan Chase to Help Homeowners
JPMorgan Chase, the banking giant, said on Friday that it would expand its program to modify mortgages in an effort to avoid foreclosures on up to $70 billion in loans. ... more
10/29/2008 - Foreclosure Assistance - News
Officials with the Treasury and the Federal Deposit Insurance Corporation are crafting a plan under which the government would guarantee the mortgages of as many as 3 million homeowners now struggling to avoid foreclosure, according to three sources familiar with the discussions. ... more
10/29/2008 - Improved Homeowner Plans Being Worked On
Officials with the Treasury and the Federal Deposit Insurance Corporation are crafting a plan under which the government would guarantee the mortgages of as many as 3 million homeowners now struggling to avoid foreclosure, according to three sources familiar with the discussions. ... more
10/23/2008 - Foreclosure Assistance - A Starting Point
There is a new government assistance program, the HOPE for Homeowners Program, that went into effect on October 1, 2008. ... more
